Cryptocurrency trading has grown rapidly over the past few years, and in 2025, more traditional financial institutions are stepping into the digital asset market. One of the biggest names to join this revolution is Fidelity Investments. With over $4 trillion in assets under management, Fidelity has earned a reputation as one of the most trusted financial companies in the USA. Their crypto service, known as Fidelity Crypto, is designed for both beginners and experienced investors who want secure, reliable access to Bitcoin, Ethereum, and other digital assets.
In this review, we’ll explore the features of Fidelity Crypto, its benefits, fees, security, and how you can get started trading in 2025.
What is Fidelity Crypto?
Fidelity Crypto is a cryptocurrency trading platform launched by Fidelity Investments to allow U.S. customers to buy, sell, and hold crypto directly through their Fidelity account. Unlike smaller exchanges, Fidelity combines traditional finance expertise with digital asset innovation, making it a trusted option for cautious investors.
Currently, Fidelity Crypto offers trading for Bitcoin (BTC) and Ethereum (ETH), but the company continues to expand its offerings as regulations allow.
Key Features of Fidelity Crypto in 2025
Here are the standout features that make Fidelity Crypto attractive to traders and investors:
- Zero Commission Trading – Fidelity does not charge a commission fee on trades, although a small spread applies.
- Institutional-Grade Security – Digital assets are stored with top-level custody solutions backed by Fidelity Digital Assets.
- Seamless Integration – Users can manage crypto alongside stocks, ETFs, and retirement accounts within the Fidelity app.
- User-Friendly Mobile App – The app is designed for beginners with simple buy/sell functions.
- Regulatory Compliance – Fidelity operates under strict U.S. financial regulations, offering more safety than unregulated exchanges.
- Educational Resources – Fidelity provides learning tools, webinars, and articles to help users understand crypto.
- Long-Term Focus – Unlike platforms built for day-trading, Fidelity encourages secure investing with a long-term outlook.
Benefits of Using Fidelity Crypto
How to Start Trading with Fidelity Crypto in 2025
Getting started with Fidelity Crypto is simple. Here’s a step-by-step process:
- Open a Fidelity Account – Sign up online at Fidelity.com (if you don’t already have an account).
- Apply for Fidelity Crypto Access – Not all users automatically have access; you may need to enable crypto trading.
- Verify Your Identity – Complete KYC (Know Your Customer) requirements with valid ID.
- Deposit Funds – Link your bank account to deposit USD.
- Start Trading – Use the app or website to buy Bitcoin or Ethereum instantly.
- Secure Your Account – Enable two-factor authentication for added protection.
Fees & Pricing
- Commissions – $0 (zero commission)
- Spread – Around 0.5% per trade (built into buy/sell price)
- Deposits/Withdrawals – Free bank transfers, but crypto withdrawals may include network fees.
This transparent model makes Fidelity one of the most affordable crypto trading options in the U.S.
Is Fidelity Crypto Safe?
Security is one of the biggest concerns in crypto, and Fidelity takes it seriously. Here’s why users trust it:
- Custody by Fidelity Digital Assets – Institutional-level protection of digital assets.
- Cold Storage – Majority of assets are kept offline to prevent hacking.
- Insurance Coverage – Certain assets may be insured against theft.
- Regulatory Compliance – Fidelity operates within U.S. financial regulations.
Compared to smaller exchanges, Fidelity offers far more safety for long-term investors.
Fidelity Crypto vs. Other Exchanges
| Feature | Fidelity Crypto | Coinbase | Binance US | Robinhood Crypto |
|---|---|---|---|---|
| Supported Coins | BTC, ETH (expanding) | 200+ | 150+ | 15+ |
| Fees | 0% commission (spread applies) | 0.5%–1.5% | 0.1% | Spread-based |
| Security | Institutional-grade | High | High | Moderate |
| Integration | Traditional finance | Crypto-only | Crypto-only | Stocks + Crypto |
| Ideal For | Long-term investors | Active traders | Active traders | Beginners |
Who Should Use Fidelity Crypto?
Fidelity Crypto is best for:
- Long-term investors who want safe exposure to BTC and ETH.
- Beginners who prefer a simple, regulated platform.
- Retirement planners looking to diversify their portfolio.
- Conservative traders who prioritize trust over risky high-volume exchanges.
It may not be ideal for:
- Day traders looking for hundreds of altcoins.
- Investors seeking advanced trading tools like leverage or futures.
Final Thoughts
In 2025, Fidelity Crypto continues to stand out as a secure, beginner-friendly way to enter the crypto market. While it doesn’t yet offer a wide variety of coins like Binance or Coinbase, its focus on trust, regulation, and safety makes it a solid choice for investors who value long-term security.
If you’re someone who already uses Fidelity for stocks, ETFs, or retirement planning, adding crypto to your portfolio through Fidelity Crypto is a natural step. With zero commission, strong security, and integration into traditional finance, it’s a platform worth considering.